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Meet our latest winner!

Living with the stress of debt had just become part of everyday life for Catriona Laing – until she discovered the Big Debt Payoff.
The Paisley woman decided enough was enough when she spotted the competition advertised around Scotland but never thought that she’d be crowned winner.
Now we’ve written off £11,859 of her unsecured debt and she is looking forward to living a life without the stress of dealing with money worries.





Entering this competition couldn’t be easier. Simply click the button below and enter your details on the following page. We’ll then give you a call to confirm we have all the correct information & offer you a free, no obligation call with Carrington Dean who can confirm if you qualify to write off unaffordable debts, without even having to win the competition!



We’ve put very little restrictions on entering and so the chances are, you will qualify! The competition is open to UK residents aged 18 & over except employees of the Promoter, their families, agents or any third party directly associated with administration of the prize draw. Finally, it is a ‘debt pay-off’, so you must have debt for us to pay off!


How do I Register?

You can register for the competition by inputting your details on & scheduling a call back or by calling us on 0808 301 9531.

How do I qualify?

The prize draw is open to all UK residents aged 18 years except employees of the Promoter, their families, agents or any third party directly associated with administration of the prize draw.

Will I get confirmation of my entry?

When you have completed your entry by speaking with us over the phone, you will be sent an email confirming your entry has been submitted.

Am I eligible if I am already in an insolvency or debt management arrangement?

Yes, existing customers of the Promoter who are subject to an undischarged Individual Voluntary Arrangement (in England, Wales and Northern Ireland) or Trust Deed (in Scotland) will be automatically entered in to the prize draw. Non-customers who are currently in an IVA or Trust Deed can entered following the regular process.

What If I live abroad can I enter?

No, the draw is only open to UK residents.

What are my odds of winning?

This is dependant on the number of entries received; however, all applicants who are not currently in an insolvency arrangement are eligible for a free consultation from Carrington Dean to see if they qualify to reduce their debts through a solution.

How do I find out if I won?

Upon the closure of the competition, we will notify the winner by email/telephone.

How do I claim my prize?

The winner will be notified by email or telephone (using details provided at entry) before 14th August and must provide a postal address to claim their prize. If a winner does not respond to the Promoter within 14 days of being notified by the Promoter, then the winner's prize will be forfeited and the Promoter will be entitled to select another winner in accordance with the process described above.

How will I receive my prize?

The prize will be sent to the winner by cheque and/or applied to their IVA or Trust Deed (as applicable) by post within 5 days of the later of the winner notifying the Promoter that they wish to claim the prize and the Promoter receiving and being satisfied with the validity of the winner’s unsecured debts.

Missed the Big Debt PayOff?

The competition will be reopen in 2020, come back soon for details on how to enter. Meanwhile, the expert advisors at Carrington Dean can offer free, impartial debt advice. Contact them today by clicking here.